is an independent national trade association representing all sectors of the export community. Established in 1940 as the National General Export Merchants Group, it became the British Export Houses Association in 1961. With the admission of manufacturers into membership, it assumed its present name in 1988

is part of HBOS.

Following the merger of Halifax and Bank of Scotland on 10th September 2001, HBOS has 22 million customers.

With assets of over £440 billion, it is the UK's largest mortgage and savings provider as well as being a major player in the provision of new current accounts and credit cards in the UK.

With around 2.5 million private shareholders, HBOS has the largest private shareholder register in the UK. Profit before Tax for the year ended 31st December 2004 was £4.6 billion.

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