A US-based LC lawyer Neal Millard, White and Case law firm in California (www.whitecase.com) , includes him – Daniel Reiste - in his list of world’s most influential LC specialists, saying:

"I do not know him personally but I have seen his name on many LC related stories and articles. I have also heard his name mentioned at seminars."

The world-famous LC specialist Donald Smith, a retired US banker – retired in banking but not tired in LC matters – says he is the brightest star in the USA's LC world. Donald Smith is pleased to pass the baton to the next generation of LC specialists.

Daniel Reiste is the recent example of good LC specialist. Donald Smith's achievement-oriented LC career has inspired him to become a good LC specialist. His position in the USA's LC world is the result of his excellence in LC knowledge and performances. He deserves the position he has achieved. He deserves the recognition he has obtained. His story could inspire LC specialists in developing countries to be a good LC specialist likewise so as to contribute well to their country's economic development.

HE

CAREER PROFILE

Highly experienced, self-motivated banking professional with over 27 years in international bank operations and marketing, with demonstrated ability to lead, motivate, train, innovate, and deliver. Superior customer satisfaction record, problem resolution, written and oral communication skills. Continued professional and career development include the Certified Documentary Credit Specialist professional certification, participation in the International Financial Services Association (IFSA) National Standby Letter of Credit Committee and IFSA South East Commercial Letter of Credit Committee, contributing editor to LC VIEWS e-publication, and educational adviser to the Financial Institutions Risk Management Association (FIRMA).

EDUCATION

Certified Documentary Credit Specialist (CDCS) professional certification – May 2002

Bachelor of Science in Finance –DRAKE UNIVERSITY, Des Moines, Iowa - May 1988

Major in Bank Management - Recipient of Drake University Scholastic Scholarship

PROFESSIONAL SUMMARY

REGIONS BANK, Miami July 1998 – Current

Vice President and Standby Letter of Credit Manager responsible for comprehensive management of $2.94 billion standby letter of credit portfolio. Department management includes a large portfolio of bond issue LC’s, prioritizing customer satisfaction, format consultation, and risk mitigation. Directed the closing and transition of international operations from multiple regional offices for subsequent consolidation in Miami. Organized the new corporate standby operations unit responsible for executing all standby functions in Miami International Operations Division.

Vice President and Letter of Credit Payment Manager responsible for overseeing examination and payments for all aspects of commercial and standby letter of credit transactions including Fed Wire, SWIFT, and FX settlements, bankers acceptances, back-to-back LC’s, transfers, assignments, and discounting avalized trade drafts. Monitored audit reviews and authored letter of credit policies and procedures. Provided superior customer service satisfaction while substantially maximizing income.

Instrumental in annually planning and conducting internal training and educational programs for international operations staff including regulatory and compliance training.

BARNETT BANK, Miami August 1996 – July 1998

Senior Letter of Credit Specialist – Processed commercial and standby letter of credit issuances, amendments, and examination of documents full-time while searching for permanent employment.

BASSIN DISTRIBUTORS, Miami January 1995 – August 1996

Assistant Credit Manager - Responsible for overseeing investigation and analysis of commercial credit applications. Formulated and implemented domestic and foreign export letter of credit policies and procedures for this music industry corporation until position was eliminated due to downsizing due to corporate bankruptcy.

SUNBANK, Fort Lauderdale August 1992 – December 1994

International Operations Manager – Supervised issuance, examination, and payments for commercial and standby letter of credit transactions, clean and documentary collections, foreign exchange, cash letters, accounting, auditing, foreign drafts, and international wire transfers. Implemented cost-cutting measures, formalized policies and procedures, established correspondent bank relationships and test key exchanges and policies. Conducted technical and marketing presentations to lending officers, branches and clients until operations were relocated to Atlanta.

PRIVATE TRADING CORPORATION, Coral Gables August 1991 – December 1991

Trader and Office Administrator assisting in establishing the company’s international

import-export trading operations. Responsible for trade negotiations and approval of letters of credit transaction terms and document preparation and settlement.

VEREINS-UND WESTBANK, AG, Miami March 1989 – August 1991

Senior Documentary Specialist responsible for executing all operations for commercial and standby letter of credit operations as well as clean and documentary collections. Heavy involvement in trade financing for Central and South American clients involved in commodity exporting to Europe thru offshore corporations until operations were closed in Miami.

BARNETT BANK, Miami May 1988 – March 1989

Letter of credit examiner processing commercial and standby letter of credit drawings.

BANKERS TRUST COMPANY, Des Moines, Iowa August 1981 – May 1988

International Banking Assistant responsible for issuance, examination and payments of commercial and standby letter of credits, clean and documentary collections, foreign exchange, cash letters, SWIFT and telex operations, accounting and audit functions. Initially hired as an accounting specialist processing accounts payable and receivable, fixed assets, general ledger postings and reconciliation, and billing for correspondent bank and corporate EDP services. Upon completion of college at Drake University, accepted position at Barnett Bank in Miami.

BRENTON NATIONAL BANK, Perry, Iowa February 1978 – December 1980

Post-college employment provided extensive hands-on training in multiple areas of commercial bank operations including accounting, audits, trust, loan, cash, and proof activities.

REFERENCES AND CIVIC AND LEADERSHIP ACTIVITIES AVAILABLE UPON REQUEST.