Born in town of Lucerne (Switzerland) in 1953.

Grew up in the German speaking part of Switzerland, primarily in the canton of Lucerne.

After one year’s stay in Charleroi/Belgique for a study of the French language and a half year’s commercial course I was trained in Bank in Langenthal (now UBS) from 1970 - 1975. At the same time I went to the school of commerce.

In December 1975 I left my home country Switzerland, moved to Denmark and got married with a Danish girl, (still my wife). Our two daughters, now aged 23 and 26 years and living in the same small town as we do make me enjoy 3 grandchildren.

In June 1979 I had learned enough Danish to get a job in a bank, even the job was of a more administrative nature. Sydbank supported me very well in my efforts to learn the Danish way to do banking as well as “letters of credit stuff”. And it was possible to get promotion, probably due to the fact that I from the very beginning was very eager and enthusiastic to step deeper into the secrets of handling letters of credit. So, I spent a considerable space of time on that, not only during the normal banking hours. When I’m not at work I enjoy sporting activities like soccer, tennis and badminton.

In the past 5-10 years guitar playing has become one of my favourite distractions.